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INCREASE YOUR CREDIT SCORE WITH THESE TIPS: 1. Keep the credits you have had and settled in the past, in your credit report. 2. Pay your bills on time. Timeliness is key in credit repair. Your payment history represents approximately 35% of your credit score. If you regularly make your credit card payments always late, it seriously affects your credit score...

A "Home Equity Loan," "Refinancing Your Mortgage," and getting a "Second Mortgage" are all different names for the same thing. These terms refer to the bank that can grant you a loan based on the capital gains that the property you own has earned. We must bear in mind that: Banks ONLY lend a maximum of 80% of the value of your property....

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